FNBT.com Bank

This is your bank...FNBT.COM BANK, with its headquarters in Ft. Walton Beach, Florida, was established in 1956.

From its inception, FNBT.COM BANK has been a locally owned bank which is here to stay. The bank is committed to remaining a locally owned and operated bank, so that it can continue to serve the local communities and their interests. This aggressive bank has assets of $363,000,000.00, and has offices in Fort Walton Beach, Destin, Niceville, Crestview, DeFuniak Springs, Hurlburt Field, Mary Esther, Navarre Beach, Ocean City, and Seascape. In addition, FNBT.COM BANK now has four Suite 100 Exclusive Private Banking offices located in Ft. Walton Beach, Seascape (East Destin), Destin, and Shalimar.


Among the bank’s many services are commercial lending, mortgage lending, small business loans, consumer lending, business and personal checking accounts, credit cards, and private banking. This locally-owned bank has quick turn-around time on loans because all of the approvals and work are done right here--not in another city or state.


Exciting and innovative things are happening at FNBT.COM BANK. Here on our website, you can check your account balances, print your statements, view a copy of your paid checks, inquire on your account loan and deposit history, transfer money from one account to the other, obtain a listing and map of our ATM locations, and much much more.


The management of FNBT.COM BANK does not sit in an office all day. They are out meeting with bank employees and customers in order to constantly improve the level of customer service provided. The mission of FNBT.COM BANK is to remain locally owned and operated, safe and strong, and with first class service to all of its customers.